Terms and Conditions

This Agreement was last modified on 20 February 2019.

Hire Purchase Agreement

  1.  City Hire Purchase hereby lets and the Hirer hereby takes on hire the goods described in the invoice hereto (hereinafter called the Goods)
  2.  The hire purchase price shall be paid by the Hirer as in the order invoice
  3. Upon the payment in full of the hire purchase price, ownership transfers to the hirer
  4. The owner shall, upon the signing of this agreement and payment of the initial deposit by the hirer, give possession of the goods to the hirer
  5. The goods shall during the continuance of the hiring be kept in the custody and control of the hirer
  6. The hirer shall keep the goods in good and substantial state of repair and shall be responsible for all risk thereto
  7. The hirer shall not under any circumstances, without the written consent of the owner, remove the Goods from his address specified in this agreement or other permitted address
  8. The hirer shall not, without the prior consent of the owner (City Hire Purchase), make any changes whatsoever to the goods
  9. In the case where the hirer defaults payments for a specified number of months
  10. The owner or his duly authorized agents shall be permitted by the hirer, at all reasonable times to inspect the condition of the goods and for such purpose enter upon any premises where the goods is kept
  11. The hirer shall not hold himself or herself out as the owner of the goods or sell, assign, transfer, lease or otherwise deal with the goods in any manner inconsistent with the purpose for which the goods were out on hire
  12. The hirer shall not use the goods or permit the use in a manner contrary to the laws, statutes or regulations for the time being in force
  13. If the hirer commits a breach of any of the provisions of this agreement or become insolvent or being a limited liability company goes into liquidation, whether compulsory or voluntarily or if distress is levied or threatened against the goods or if the goods are taken execution, then in each and every such event, the owner shall be entitled to immediate possession of the goods.
  14. When the owner becomes entitled to immediate possession of the goods. Under clause 13 above, he may without notice to the hirer terminate this agreement and retake possession of the goods
  15. The hirer, having duly paid the hire purchase price and observed all the terms and conditions of the agreement, become the absolute owner of the goods
  16. If at any time during the continuance of the hiring, the hirer pays to the owner an amount equal to the difference between the hire purchase price and the total of all the sums already paid, the hirer shall become absolute owner thereof
  17. Any notice required to be served under this agreement shall be sufficiently on the hirer if sent by registered mail or by facsimile to his (its) last known address in Ghana or delivered personally to him (it) and on the owner if sent by registered mail or by facsimile to its office at

Changes To This Agreement

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions by posting the updated terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms and Conditions.

Contact Us

If you have any questions about this Agreement, please contact us on 026 313 7987 / 050 571 6540